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CorServ’s Direct Issuing solution enables banks to self-issue credit cards to their customers and fully own their issuing program.

Client banks have the flexibility and control to design their program while leveraging our CorServ’s capabilities and expertise. CorServ implements credit card issuing technology and program management with support on credit policy and compliance, making it easier for the bank to get started.

Client Banks own the interchange, loan interest, and fee income with Network BIN ownership, risk policies, compliance autonomy, and servicing functions. Client Banks can customize card products and retain full control over pricing, rewards, features, branding, and program rules for a unique-to-bank cardholder experience. Change underwriting rules, review/decision applications that do not reach an automated approval decision, and own program data in your direct issuing program.

Client Banks contract with CorServ and gain the competitive edge of faster go-to-market and greater profitability as their portfolio grows.

CorServ Direct Credit Card Issuing

Offer Comprehensive Credit Card Products and Services to Customers

Consumer and Business Cards

  • Low Rate
  • Rewards
  • World/Signature
  • Secured
commercial card solutions icon

Commercial Cards

  • Corporate Rewards
  • Purchasing
  • Virtual/Ghost/Fleet
  • ePayables/Treasury
Credit Decisioning and OnboardingDigital application and real-time underwriting – fully compliant with eConsent, KYC, OFAC, MLA and beneficial ownership Regulations. Quarterly digital marketing campaigns included.
Bank Sales and Service PortalThe role-based portal enhances customer experiences both locally and at the contact center. Access to application decisioning, settlement data, and account management. Branch hotline support included.
Business and Individual Cardholder InterfacesModern online, mobile, and IVR interfaces. Alerts and controls, integrated rewards, and payment modules included. Mobile wallets: Apple- and Google-Pay. Business admins can manage employee, purchasing and virtual cards. Expense reporting for businesses included.
Performance InsightsGain actionable insights with advanced reporting tools. Easily export reports to Excel and QuickBooks. Analytics and performance reviews on program management included.