CorServ provides innovative payment card issuing, processing, and program management services enabling banks and fintechs to deliver and embed credit, debit, and prepaid card capabilities for their customers. Our deep expertise in the industry combined with modern technology API solutions provide our clients with everything they need to quickly build a successful credit card issuing business.
For Banks:
Seeking a better alternative to an Agent Bank program?
Rapidly deploy in 90 days with optimized credit card portfolio.
Turnkey Credit Card Issuing Program:
Payment card issuing for Commercial, Small Business, & Consumer customers in 90 days without adding staff or infrastructure. You participate in credit decisions and own the P&L for your cardholders. Realize an average ROA of over 6%.
For Banks:
Evaluating Direct Issuer programs?
Fully customize your credit card program leveraging our platform and expertise.
Direct Credit Card Issuing Program:
Partner with us to configure your custom payment card issuing program for Commercial, Small Business, or Consumer customers from our existing base of features, card products, compliance, security, and servicing.
For Fintechs:
Building innovative card issuing solutions?
Customize and embed payment cards with our Payment Cards as a Service APIs. (PCaaSA)
Payment Cards as a Service APIs (PCaaSA):
Use APIs to build custom credit, pre-paid, & debit solutions for Door Delivery, Buy-Now-Pay-Later, Neobanks, Expense Management, Healthcare, Wealth Management, Payroll, Business Lender Insurance and more.
Overcoming Hurdles to Credit Card Issuing for Community Banks by Anil Goyal for ABA Banking Journal
Promoting a Sales Culture for Credit Cards
CorServ Named Best Card Issuing Platform by Tearsheet’s Big Bank Theory Awards
What CorServ Offers:
Leverage our four decades of experience in payment card issuing reinvented
into a modern technology and services platform.
Embed Payment Card Issuing into Your Innovation:
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Door Delivery
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Buy-Now-Pay-Later
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Neobank
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Expense Management
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Healthcare
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Wealth Management
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Payroll
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Business Lender
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Insurance
CorServ’s Scale + Flexibility:
Experience a modern payment card issuing platform with the scale and flexibility to meet your market needs.
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Secure, hosted, redundant, scalable private cloud environment
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Bring your own BINs and custom card products, or share BINs, and pre-defined card products
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Leverage a Sponsor Bank
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Jumpstart with compliance, credit policy, and correspondence templates
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Support sub-entities and co-brands
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Powerful self-service features for commercial, business, and consumer customers
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Outsource services or bring your own (customer support, fraud investigation, collections, disputes, chargebacks, ACH, Lockbox)
High Interchange
Low credit losses
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Multi-tier Company Hierarchies
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Extensive Spend Controls
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Expense Reporting
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Company & Employee Credit Limits
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Custom Rebates
Hear What Some of Our Clients are Saying:
Hear the Podcast“Sam Lisker, SVP American Bankers Association, discusses with Matt Clements, SVP Colombia Bank, the strategy behind their business credit card launch with CorServ.”
Read the Article“Commercial card technology remains an important component of B2B payments digitization — and as more financial institutions (FIs) seek to help their business customers embrace electronic payments, their corporate card offerings have had to step up to add value in new ways.”
Read the Article“PMNTS.com discusses with Matt Walsh, EVP and CFO of Machias Savings Bank, their partnership with CorServ to compete with larger banks in Commercial Credit Cards.”