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Modern Payment Card Issuing for Banks and Fintechs

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Corserv Credit Card Issuer Software graphic

CorServ provides innovative payment card issuing, processing, and program management services enabling banks and fintechs to deliver and embed credit, debit, and prepaid card capabilities for their customers. Our deep expertise in the industry combined with modern technology API solutions provide our clients with everything they need to quickly build a successful credit card issuing business.

For Banks:

Seeking a better alternative to an Agent Bank program?

Rapidly deploy in 90 days with optimized credit card portfolio.

Turnkey Credit Card Issuing Program:

Payment card issuing for Commercial, Small Business, & Consumer customers in 90 days without adding staff or infrastructure. You participate in credit decisions and own the P&L for your cardholders. Realize an average ROA of over 6%.

Turnkey Solutions

For Banks:

Evaluating Direct Issuer programs?

Fully customize your credit card program leveraging our platform and expertise.

Direct Credit Card Issuing Program:

Partner with us to configure your custom payment card issuing program for Commercial, Small Business, or Consumer customers from our existing base of features, card products, compliance, security, and servicing.

Direct Issuing

For Fintechs:

Building innovative card issuing solutions?

Customize and embed payment cards with our Payment Cards as a Service APIs. (PCaaSA)

Payment Cards as a Service APIs (PCaaSA):

Use APIs to build custom credit, pre-paid, & debit solutions for Door Delivery, Buy-Now-Pay-Later, Neobanks, Expense Management, Healthcare, Wealth Management, Payroll, Business Lender Insurance and more.

PCaaSA
Overcoming Hurdles to Credit Card Issuing for Community BanksPressOvercoming Hurdles to Credit Card Issuing for Community Banks by Anil Goyal for ABA Banking Journal
October 18, 2024

Overcoming Hurdles to Credit Card Issuing for Community Banks by Anil Goyal for ABA Banking Journal

"The path to credit card issuing is within reach for community banks with the right support and technology." Credit card programs are often viewed as…
CorServ BlogPromoting a Sales Culture for Credit Cards
October 15, 2024

Promoting a Sales Culture for Credit Cards

In our previous blog, “Capitalizing on Commercial Credit Cards,” we explored the many benefits of offering commercial credit cards, including increased leverage for buyers, relief…
CorServ for Best Card Issuing Platform Award PlaquePressPress ReleasesIndustry NewsCorServ Named Best Card Issuing Platform by Tearsheet’s Big Bank Theory Awards
October 14, 2024

CorServ Named Best Card Issuing Platform by Tearsheet’s Big Bank Theory Awards

ATLANTA, October 14, 2024 - CorServ, a company empowering banks and fintechs with payment programs, has won Tearsheet's 2024 Big Bank Theory Award for Best…
Capitalizing on commercial credit cardsCorServ BlogCapitalizing on Commercial Credit Cards
October 2, 2024

Capitalizing on Commercial Credit Cards

In our previous blog, “Finding a Credit Card Program Your Bank Can Own,” we discussed how community banks can achieve ownership of a credit card…

CorServ’s commercial card program equips us with compelling card options, a powerful self-service interface for company administrators to manage their cards, and personalized rebate options for businesses.

Eva RasmussenChief Strategy Officer, Northeast Bank

After searching the market, we found that CorServ uniquely provided us with the card products, control over credit decisioning, options for local servicing, and custom rebates that enable Avidbank to better serve our commercial customers than national card issuers can.

Art WassonExecutive VP, Treasury Management Services, Avidbank

We discovered CorServ offers distinct advantages by allowing us to better serve our customers with a variety of card products, participation in credit decisioning and options for local servicing.

Shannon FortsonExecutive VP & Chief Credit Officer, Pinnacle Bank

CorServ’s commercial card program provides us with tools for credit decisioning, options for local servicing, and custom rebates which empower Busey Bank to better serve our commercial customers compared to what national card issuers can offer.

Andy SantangeloExecutive VP and Director of Treasury Management, Busey Bank

With CorServ’s modern commercial credit card program, we will truly be able to provide industry-leading commercial, purchasing, and virtual cards for our commercial customers.

Mike HeilExecutive VP, Commercial Lending, Scale Bank

CorServ’s account issuer program gives us the ability to own the credit card profits and losses and participate in the credit decisions for our customers since we know them best.

Erin ErhartDirector of Product, First Bank

What CorServ Offers:

Leverage our four decades of experience in payment card issuing reinvented
into a modern technology and services platform.

Card Product Configuration & Tokenization
Cooperative Underwriting & Authorizations
Issue Physical & Virtual Cards with Alerts, Controls & Instant Funding
Robust Reporting: Transaction, Statement, & Program Data
White Label Cardholder & Admin Interfaces
Payments, Settlement, Fraud Control & KYC
Manage Rewards, Disputes & Chargebacks
Learn More About CorServ's Platform

Embed Payment Card Issuing into Your Innovation:

  • Door Delivery

  • Buy-Now-Pay-Later

  • Neobank

  • Expense Management

  • Healthcare

  • Wealth Management

  • Payroll

  • Business Lender

  • Insurance 

Access Open CorServ APIs Here

CorServ’s Scale + Flexibility:

Experience a modern payment card issuing platform with the scale and flexibility to meet your market needs.

  • Secure, hosted, redundant, scalable private cloud environment

  • Bring your own BINs and custom card products, or share BINs, and pre-defined card products

  • Leverage a Sponsor Bank

  • Jumpstart with compliance, credit policy, and correspondence templates

  • Support sub-entities and co-brands

  • Powerful self-service features for commercial, business, and consumer customers

  • Outsource services or bring your own (customer support, fraud investigation, collections, disputes, chargebacks, ACH, Lockbox)

High Interchange

Low credit losses

  • Multi-tier Company Hierarchies

  • Extensive Spend Controls

  • Expense Reporting

  • Company & Employee Credit Limits

  • Custom Rebates

Plastic Cards for Employee Expenses

Fleet Cards

Virtual Cards for AP Invoices

Multi-use Ghost Cards for Preferred Vendors

Hear What Some of Our Clients are Saying:

“Sam Lisker, SVP American Bankers Association, discusses with Matt Clements, SVP Colombia Bank, the strategy behind their business credit card launch with CorServ.”

Hear the Podcast

Bank of Clarke County

“Commercial card technology remains an important component of B2B payments digitization — and as more financial institutions (FIs) seek to help their business customers embrace electronic payments, their corporate card offerings have had to step up to add value in new ways.”

Read the Article

“PMNTS.com discusses with Matt Walsh, EVP and CFO of Machias Savings Bank, their partnership with CorServ to compete with larger banks in Commercial Credit Cards.”

Read the Article

Recent CorServ Awards:

CorServ for Best Card Issuing Platform Award Plaque

CorServ Wins Best Card Issuing Platform

| Awards | No Comments
We are thrilled to win the 2024 Tearsheet Big Bank Theory Award for Best Card Issuing Platform. This award highlights how CorServ empowers financial institutions…
CorServ Ranked a Top Place to work by AJC

CorServ Ranks #6 in Atlanta Top Places to Work

| Awards, CorServ Blog | No Comments
We are thrilled to announce that CorServ ranked 6th out of 77 small businesses in Atlanta as a Top Workplace by the Atlanta Journal-Constitution.  CorServ…

CorServ Named by American Banker as One of the Best Places to Work in Fintech for 3rd Consecutive Year

| Awards, Press, Industry News | No Comments
CorServ is named by American Banker as one of the Best Places to Work in Fintech for 3rd consecutive year. When asked, "What does this…
Top Work Places Award CorServ

Atlanta Journal-Constitution names CorServ a 2023 Top 5 Workplace Two Years Running

| Awards | No Comments
The innovative payment card issuing processor ranked #4 in the top small workplaces category. ATLANTA, Aug. 14, 2023 /PRNewswire-PRWeb/ -- CorServ, a company that empowers…